:root{
  --navy:#0B2E59;--navy-2:#08213F;--azul:#1E6FD9;--ciano:#16A9C4;--verde:#22C58B;
  --tinta:#0F1B2D;--texto:#43526A;--linha:#E3E9F2;--fundo:#F5F8FC;--branco:#fff;
  --grad:linear-gradient(110deg,#1E6FD9 0%,#16A9C4 55%,#22C58B 100%);
  --raio:18px;--sombra:0 10px 30px rgba(11,46,89,.08)
}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.65 Inter,system-ui,sans-serif;color:var(--texto);background:#fff;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:Sora,sans-serif;color:var(--tinta);line-height:1.15;margin:0 0 .5em;letter-spacing:-.02em}
h1{font-size:clamp(34px,5.2vw,56px)}h2{font-size:clamp(28px,3.6vw,40px)}h3{font-size:19px}
a{color:var(--azul)}img,svg{max-width:100%}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.grad-txt{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 24px;border-radius:12px;font:600 16px Inter;text-decoration:none;border:0;cursor:pointer;transition:transform .15s,box-shadow .15s,background .15s}
.btn:hover{transform:translateY(-1px)}
.btn-wa{background:var(--verde);color:#fff;box-shadow:0 8px 20px rgba(34,197,139,.3)}
.btn-sec{background:rgba(255,255,255,.1);color:#fff;border:1px solid rgba(255,255,255,.28)}
.btn-pri{background:var(--navy);color:#fff}
.btn-claro{background:#fff;color:var(--navy);border:1px solid var(--linha)}
.sobre{font:600 13px Inter;letter-spacing:.12em;text-transform:uppercase;color:var(--ciano);margin-bottom:10px;display:block}
section{padding:88px 0}
.alt{background:var(--fundo)}
.cab{max-width:680px;margin-bottom:40px}
.cab.centro{text-align:center;margin-left:auto;margin-right:auto}
.ok-ic{flex:none}

/* topo */
header.topo{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--linha)}
header.topo .wrap{display:flex;align-items:center;gap:26px;height:72px}
.marca{display:flex;align-items:center;gap:10px;text-decoration:none;font:800 24px Sora;color:var(--navy);letter-spacing:-.03em;line-height:1}
.marca img{width:36px;height:36px}
.marca small{display:block;font:600 9.5px Inter;letter-spacing:.24em;color:var(--texto);margin-top:3px}
nav.menu{display:flex;gap:22px;margin-left:auto;align-items:center}
nav.menu > a,.drop > button{color:var(--tinta);text-decoration:none;font:500 15px Inter;background:none;border:0;cursor:pointer;padding:0}
nav.menu > a:hover,.drop > button:hover{color:var(--azul)}
.drop{position:relative}
.drop > button::after{content:"▾";font-size:11px;margin-left:5px;color:var(--texto)}
.drop .painel{display:none;position:absolute;top:calc(100% + 14px);left:-20px;background:#fff;border:1px solid var(--linha);border-radius:16px;box-shadow:var(--sombra);padding:10px;min-width:280px}
.drop:hover .painel,.drop:focus-within .painel{display:block}
.drop .painel::before{content:"";position:absolute;top:-16px;left:0;right:0;height:16px}
.drop .painel a{display:flex;gap:12px;align-items:center;padding:10px 12px;border-radius:10px;text-decoration:none;color:var(--tinta);font-weight:500}
.drop .painel a:hover{background:var(--fundo)}
.topo .btn{padding:10px 18px;font-size:15px}
.burger{display:none;margin-left:auto;background:none;border:0;padding:8px;cursor:pointer}
@media(max-width:980px){
  nav.menu{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 16px;border-bottom:1px solid var(--linha);max-height:calc(100vh - 72px);overflow:auto}
  nav.menu.aberto{display:flex}
  nav.menu > a,.drop > button{padding:13px 0;border-bottom:1px solid var(--linha);text-align:left;width:100%}
  .drop .painel{display:block;position:static;border:0;box-shadow:none;padding:0 0 6px 8px;min-width:0}
  .drop > button::after{content:""}
  .burger{display:block}.topo .btn{display:none}
}

/* ícones de produto */
.ic{width:48px;height:48px;border-radius:14px;background:linear-gradient(135deg,rgba(30,111,217,.12),rgba(34,197,139,.15));display:grid;place-items:center;flex:none}
.ic.p{width:34px;height:34px;border-radius:10px}

/* hero */
.hero{background:radial-gradient(1100px 520px at 90% -10%,rgba(34,197,139,.28),transparent 60%),radial-gradient(900px 520px at -5% 110%,rgba(30,111,217,.38),transparent 60%),var(--navy);color:#C9D6EA;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;padding-top:84px;padding-bottom:96px}
.hero h1{color:#fff}
.hero p.lead{font-size:19px;max-width:580px;margin:0 0 28px}
.acoes{display:flex;gap:12px;flex-wrap:wrap}
.selos{display:flex;gap:20px;flex-wrap:wrap;margin-top:32px;font-size:14px}
.selos span{display:flex;align-items:center;gap:8px}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr;padding-top:56px;padding-bottom:64px;gap:40px}}

/* cartão "apólice" ilustrativo */
.apolice{position:relative;max-width:440px;justify-self:end;width:100%}
.apolice .card{background:#fff;border-radius:22px;padding:24px 24px 34px;box-shadow:0 30px 70px rgba(0,0,0,.35);color:var(--texto)}
.apolice .card .t{display:flex;justify-content:space-between;align-items:center;margin-bottom:16px}
.apolice .card .t b{font:700 16px Sora;color:var(--tinta)}
.apolice .tag{font:600 12px Inter;color:#0E7A55;background:rgba(34,197,139,.14);padding:4px 10px;border-radius:99px}
.apolice .linha{display:flex;align-items:center;gap:10px;padding:10px 0;border-top:1px solid var(--linha);font-size:14.5px;color:var(--tinta)}
.apolice .barra{height:8px;border-radius:9px;background:var(--fundo);overflow:hidden;margin:16px 0 6px}
.apolice .barra i{display:block;height:100%;width:78%;background:var(--grad)}
.apolice .flut{position:absolute;background:#fff;border-radius:14px;padding:12px 14px;box-shadow:0 18px 40px rgba(0,0,0,.25);display:flex;gap:10px;align-items:center;font-size:13.5px;color:var(--tinta);font-weight:600}
.apolice .flut small{display:block;font-weight:400;color:var(--texto)}
.apolice .f1{left:-34px;bottom:-52px}.apolice .f2{right:-18px;top:-22px}
@media(max-width:900px){.apolice{justify-self:center;margin-top:30px}.apolice .f1{left:-6px}.apolice .f2{right:-6px;top:-44px}}

/* grades */
.grade-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grade-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.grade-2{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media(max-width:900px){.grade-3,.grade-4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.grade-3,.grade-4,.grade-2{grid-template-columns:1fr}}
.prod{background:#fff;border:1px solid var(--linha);border-radius:var(--raio);padding:26px;display:flex;flex-direction:column;gap:14px;text-decoration:none;color:var(--texto);transition:border-color .2s,box-shadow .2s,transform .2s}
.prod:hover{border-color:#BFD3F0;box-shadow:var(--sombra);transform:translateY(-2px)}
.prod h3{margin:0}.prod p{margin:0;flex:1}
.prod .mais{font-weight:600;color:var(--azul)}
.abas{display:inline-flex;background:var(--fundo);border-radius:12px;padding:5px;gap:4px;margin-bottom:26px;flex-wrap:wrap}
.abas button{border:0;background:none;padding:10px 18px;border-radius:9px;font:600 14.5px Inter;color:var(--texto);cursor:pointer}
.abas button.at{background:#fff;color:var(--navy);box-shadow:0 2px 8px rgba(11,46,89,.08)}

/* comparação */
.comp{display:grid;grid-template-columns:1fr 1fr;gap:20px}
@media(max-width:760px){.comp{grid-template-columns:1fr}}
.comp > div{border-radius:22px;padding:30px;border:1px solid var(--linha);background:#fff}
.comp .lend{background:var(--navy);color:#C9D6EA;border-color:var(--navy);position:relative}
.comp .lend h3{color:#fff}
.comp .selo-m{position:absolute;top:-13px;right:24px;background:var(--grad);color:#fff;font:700 12px Inter;padding:6px 12px;border-radius:99px}
.comp ul{list-style:none;padding:0;margin:16px 0 0}
.comp li{display:flex;gap:10px;padding:9px 0;border-top:1px solid rgba(127,147,175,.18)}

/* números */
.nums{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:18px;text-align:center}

.nums b{display:block;font:800 clamp(30px,4vw,44px) Sora}
.nums span{font-size:14.5px}

/* passos */
.passos{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:p}
@media(max-width:900px){.passos{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.passos{grid-template-columns:1fr}}
.passos > div{background:#fff;border-radius:var(--raio);padding:24px;border:1px solid var(--linha)}
.passos > div::before{counter-increment:p;content:"0" counter(p);font:800 28px Sora;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent;display:block;margin-bottom:8px}
.passos p{margin:0}

/* listas com check */
.check{list-style:none;padding:0;margin:0}
.check li{display:flex;gap:10px;padding:8px 0}

/* faq */
.faq{max-width:820px}
.faq details{border:1px solid var(--linha);border-radius:14px;padding:4px 20px;margin-bottom:10px;background:#fff}
.faq summary{cursor:pointer;font:600 16.5px Inter;color:var(--tinta);padding:14px 0;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font:400 24px Inter;color:var(--azul);line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:0 0 16px}

/* chamada final */
.chamada{background:var(--grad);border-radius:26px;padding:48px;color:#fff;display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap}
.chamada h2{color:#fff;margin:0 0 6px}.chamada p{margin:0;color:rgba(255,255,255,.9)}
.chamada .btn-claro{border:0}

/* formulário */
.cot{background:var(--navy);color:#C9D6EA}
.cot h2{color:#fff}
.cot .wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
@media(max-width:900px){.cot .wrap{grid-template-columns:1fr;gap:28px}}
form.f{background:#fff;border-radius:22px;padding:28px;color:var(--texto);box-shadow:0 20px 50px rgba(0,0,0,.25)}
.f .lin{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:560px){.f .lin{grid-template-columns:1fr}}
.f label{display:block;font:600 13px Inter;color:var(--tinta);margin:14px 0 6px}
.f input,.f select,.f textarea{width:100%;border:1px solid #CCD7E6;border-radius:10px;padding:12px 14px;font:15px Inter;color:var(--tinta);background:#fff}
.f input:focus,.f select:focus,.f textarea:focus{outline:2px solid rgba(30,111,217,.35);border-color:var(--azul)}
.f textarea{min-height:90px;resize:vertical}
.f .ok{background:rgba(34,197,139,.12);color:#0E7A55;border-radius:12px;padding:14px 16px;font-weight:600}
.f .erro{background:rgba(220,38,38,.08);color:#B42318;border-radius:12px;padding:14px 16px}
.f .aceite{display:flex;gap:10px;align-items:flex-start;font:400 13px Inter;margin:16px 0}
.f .aceite input{width:auto;margin-top:3px}
.f button{width:100%;margin-top:6px}
.hp{position:absolute;left:-9999px}

/* topo das páginas internas */
.pg-topo{background:radial-gradient(900px 400px at 100% 0,rgba(34,197,139,.25),transparent 60%),var(--navy);color:#C9D6EA;padding:64px 0 72px}
.pg-topo h1{color:#fff;font-size:clamp(30px,4.4vw,48px);max-width:820px}
.pg-topo p{font-size:18px;max-width:700px;margin:0 0 26px}
.migalha{font-size:14px;margin-bottom:18px}.migalha a{color:#9FC2F2;text-decoration:none}

/* rodapé */
footer.rod{background:var(--navy-2);color:#A9B8CF;padding:60px 0 28px;font-size:14px}
footer.rod .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
footer.rod h4{color:#fff;font:600 15px Sora;margin:0 0 12px}
footer.rod p{margin:0 0 7px}
footer.rod a{color:#D6E2F3;text-decoration:none}footer.rod a:hover{color:#fff}
footer.rod .marca{color:#fff}footer.rod .marca small{color:#A9B8CF}
footer.rod .legal{border-top:1px solid rgba(255,255,255,.1);margin-top:36px;padding-top:20px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:13px}
@media(max-width:860px){footer.rod .cols{grid-template-columns:1fr 1fr}}@media(max-width:520px){footer.rod .cols{grid-template-columns:1fr}}
.wa-flutuante{position:fixed;right:18px;bottom:18px;z-index:30;width:58px;height:58px;border-radius:50%;background:#25D366;display:grid;place-items:center;box-shadow:0 10px 26px rgba(0,0,0,.25)}
.doc{max-width:780px;padding:64px 20px 88px}.doc h2{font-size:22px;margin-top:32px}

/* hero v4: título curto + complemento, ilustrações */
.hero h1{font-size:clamp(38px,4.8vw,56px);margin-bottom:26px}
.hero .h1-comp{display:block;font:400 clamp(18px,1.9vw,21px)/1.55 Inter;color:#C9D6EA;letter-spacing:0;margin-top:16px;max-width:520px}
.btn-g{padding:17px 30px;font-size:17px}
.ilus{display:grid;grid-template-columns:1fr 1fr;gap:16px;max-width:440px;justify-self:end;width:100%}
.ilu{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:22px;padding:18px 18px 14px;display:flex;flex-direction:column;align-items:center;gap:6px;text-decoration:none;color:#fff;font:600 15px Inter;transition:transform .2s,background .2s}
.ilu:hover{transform:translateY(-3px);background:rgba(255,255,255,.12)}
.ilu svg{width:100%;max-width:150px;height:auto;background:#fff;border-radius:16px;padding:14px}
.ilus .ilu:nth-child(2),.ilus .ilu:nth-child(4){transform:translateY(22px)}
.ilus .ilu:nth-child(2):hover,.ilus .ilu:nth-child(4):hover{transform:translateY(19px)}
@media(max-width:900px){.ilus{justify-self:stretch;max-width:none;grid-template-columns:repeat(4,1fr);gap:10px}.ilus .ilu:nth-child(n){transform:none}.ilu{padding:10px 8px;font-size:13px;border-radius:16px}.ilu svg{padding:8px;border-radius:12px}}
.hero .wrap{padding-top:64px;padding-bottom:84px}
@media(max-width:900px){.hero .wrap{padding-top:40px;padding-bottom:52px}.ilus{grid-template-columns:repeat(4,minmax(0,1fr))}.ilu{font-size:12px}}

/* ===== hero v5: estilo "Proteção para o que te move" (claro, ondas, cards de produto) ===== */
.hero2{position:relative;overflow:hidden;background:linear-gradient(180deg,#F7FAFE 0%,#EEF4FC 100%);padding:56px 0 64px}
.hero2 .sw{position:absolute;pointer-events:none}
.hero2 .sw1{top:0;right:0;width:min(52vw,640px);height:380px}
.hero2 .sw2{bottom:0;left:0;width:100%;height:120px;opacity:.95}
.hero2-in{position:relative;z-index:1}
.sobre2{display:flex;align-items:center;gap:10px;font:600 12.5px Inter;letter-spacing:.14em;text-transform:uppercase;color:var(--azul);margin-bottom:16px}
.sobre2::before{content:"";width:34px;height:2px;background:var(--grad)}
.tit2{font:800 clamp(40px,6.4vw,72px)/1.02 Sora;color:var(--navy);letter-spacing:-.035em;margin:0 0 14px}
.sub2{font-size:clamp(18px,2vw,22px);color:var(--tinta);margin:0 0 30px}
.hcards{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;max-width:900px;margin-bottom:26px}
.hcard{position:relative;background:rgba(255,255,255,.75);backdrop-filter:blur(8px);border:1px solid #DCE6F3;border-radius:20px;padding:12px 12px 14px;display:flex;flex-direction:column;align-items:center;gap:6px;text-decoration:none;color:var(--tinta);box-shadow:0 8px 24px rgba(11,46,89,.07);transition:transform .2s,box-shadow .2s,border-color .2s}
.hcard:hover{transform:translateY(-3px);box-shadow:0 14px 32px rgba(11,46,89,.13);border-color:#B9CDEA}
.hcard.at{border-color:var(--azul);box-shadow:0 14px 32px rgba(30,111,217,.18)}
.hcard-img{width:100%;aspect-ratio:4/3;border-radius:14px;background:linear-gradient(135deg,#E6F0FD,#E8FAF3);display:grid;place-items:center;overflow:hidden}
.hcard-img svg{width:84%;height:auto}
.hcard-ic{width:36px;height:36px;border-radius:50%;background:#fff;color:var(--navy);display:grid;place-items:center;margin-top:-26px;box-shadow:0 4px 12px rgba(11,46,89,.15)}
.hcard-nome{font:600 14px Inter;text-align:center;line-height:1.25;min-height:18px}
.hcard .seta{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:#EEF3FA;color:var(--navy);margin-top:4px;transition:background .2s,color .2s}
.hcard.at .seta,.hcard:hover .seta{background:var(--azul);color:#fff}
.hcard.outros{background:rgba(255,255,255,.55)}
.hcard.outros .hcard-img{background:none;aspect-ratio:auto;height:96px}
.mais3{width:52px;height:52px;border-radius:50%;background:#fff;display:grid;place-items:center;font:700 18px Inter;color:var(--navy);letter-spacing:2px;box-shadow:0 4px 12px rgba(11,46,89,.12)}
.hbotoes{display:flex;flex-direction:column;gap:12px;max-width:520px}
.btn-cot{display:flex;align-items:center;justify-content:center;gap:14px;padding:18px 26px;border-radius:999px;background:linear-gradient(100deg,#0B2E59,#1E6FD9 70%,#16A9C4);color:#fff;font:700 19px Inter;text-decoration:none;box-shadow:0 14px 30px rgba(30,111,217,.32);transition:transform .15s,box-shadow .15s}
.btn-cot:hover{transform:translateY(-2px);box-shadow:0 18px 38px rgba(30,111,217,.4)}
.btn-cot .seta{width:36px;height:36px;border-radius:50%;background:#fff;color:var(--azul);display:grid;place-items:center}
.btn-esp{display:flex;align-items:center;justify-content:center;gap:14px;padding:13px 22px;border-radius:999px;border:1.5px solid var(--navy);background:rgba(255,255,255,.7);color:var(--navy);font:600 16px Inter;text-decoration:none}
.btn-esp i{width:1px;height:22px;background:#C5D3E6}
.btn-esp:hover{background:#fff}
.hconf{display:grid;grid-template-columns:repeat(3,auto);justify-content:start;gap:0;margin-top:34px}
.hconf div{display:flex;align-items:center;gap:12px;padding:0 26px;font:500 14.5px/1.3 Inter;color:var(--tinta);border-left:1px solid #D3DEEC}
.hconf div:first-child{padding-left:0;border-left:0}
.hc-ic{width:46px;height:46px;border-radius:50%;background:#fff;color:var(--azul);display:grid;place-items:center;box-shadow:0 4px 14px rgba(11,46,89,.1);flex:none}
@media(max-width:900px){
  .hero2{padding:36px 0 80px}
  .hcards{grid-template-columns:repeat(5,minmax(0,1fr));gap:8px}
  .hcard{padding:7px 6px 9px;border-radius:14px}.hcard-img{border-radius:10px}
  .hcard-ic{width:28px;height:28px;margin-top:-18px}.hcard-ic svg{width:15px;height:15px}
  .hcard-nome{font-size:11.5px}.hcard .seta{width:26px;height:26px}
  .hcard.outros .hcard-img{height:64px}.mais3{width:38px;height:38px;font-size:14px}
  .hbotoes{max-width:none}
  .hconf{grid-template-columns:repeat(3,1fr);margin-top:26px}
  .hconf div{flex-direction:column;text-align:center;padding:0 8px;font-size:12.5px}
}
@media(max-width:900px){.hero2 .sw1{width:34vw;height:200px;opacity:.6}.hcard-ic{display:none}.sobre2{font-size:11px;letter-spacing:.1em;padding-right:30vw}}